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John S Lees

22 - Feb - 2012

Experienced Professionals

Insurance

Mortgage Protection Insurance in Middlesbrough

Home sweet home. There are few things more valuable in life than our own personal space or the home we make for our families. Our place to live is often the most valuable commodity in our lives and the contents within are frequently not just expensive, but of great personal value.

At John S Lees we recognise the need to protect your home, and offer a range of products to achieve this. If you buy a freehold property, it is a legal requirement to have Buildings Insurance in place at exchange of contracts. As we are in touch with your solicitor throughout the home buying process, we will make sure that this happens and also make sure you get the best cover to suit your needs.

With Contents cover you protect the belongings that you own. Having a fire or a break in is traumatic enough but it would be even worse if you were unable to replace the items that are taken or destroyed. This type of insurance is not mandatory but is common sense.

If you were to die before your mortgage is paid in full Life Assurance ensures your dependents need not worry about repaying the mortgage as policies are designed to pay off the remaining debt on repayment mortgages if you die. John S Lees will find you the best cover for your own particular circumstances.

We never think a critical illness is going to happen to us, especially when we feel healthy, but it can and does. What if it did happen to you? Imagine if you were critically ill and unable to work for a long time... could you manage financially? Critical illness assurance pays a tax-free lump sum on diagnosis of any one of a list of serious illnesses - including cancer and heart attacks.

Your home may be repossessed if you do not keep up repayments on your mortgage

 

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